New Product · Pending Counsel Review

Prudence Files™

An 8–12 page evidence pack per rated product, structured section-by-section on the six factors the DOL now expects fiduciaries to document before adding tokenized assets to a plan or portfolio.

Copy and framing on this page are draft. Full launch pending securities counsel review.

What is a Prudence File?

A Prudence File is a structured, timestamped evidence document that maps every material fact about a tokenized product to the six factors named in the DOL's proposed prudence standard. It is designed to be placed in a compliance folder — not to constitute investment advice.

Each file is produced by InsideRWA independently, without issuer payment or input. Files are refreshed monthly and on material events (depeg, redemption freeze, audit lapse, TVL shock >20%).

  • Produced independently — never issuer-paid
  • Refreshed monthly + on material events
  • Timestamped and versioned for audit trail
  • PDF download for compliance folders

Six DOL Factors → Six File Sections

§1Performance & Yield Analysis
DOL factor: Performance
§2Fee Breakdown (All-In)
DOL factor: Fees
§3Liquidity & Redemption Mechanics
DOL factor: Liquidity
§4Valuation & Attestation Review
DOL factor: Valuation
§5Benchmark Comparison
DOL factor: Benchmarks
§6Structure & Technology Risk
DOL factor: Complexity
Sample File — Draft

BUIDL Prudence File

BlackRock USD Institutional Digital Liquidity Fund · Tokenized Treasury · Ethereum

BUIDL Prudence File
File v0.1 — DraftPending Counsel

InsideRWA Score: AA · 89 · Methodology v1.0 · Last updated: July 11, 2026 · Next review: August 10, 2026

§1 Performance & Yield Analysis
Preview
  • Net 30-day yield: 3.77% annualized
  • Benchmark: 3-month US T-bill — BUIDL tracks within 12 bps
  • Return attribution: 100% US Treasury / repo collateral

Full §1 analysis available to Advisor Pro subscribers.

§2 Fee Breakdown (All-In)
Preview

Available to Advisor Pro subscribers.

§3 Liquidity & Redemption Mechanics
Advisor Pro
§4 Valuation & Attestation Review
Advisor Pro
§5 Benchmark Comparison
Advisor Pro
§6 Structure & Technology Risk
Advisor Pro

Full Prudence Files available to Advisor Pro subscribers. Pending securities counsel review.

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